Transactions

If you are like me I buy ALOT off of Amazon.com So because its too much of a pain to break down those purchases into categories I just create one Big one called "Household Goods". Its a BIG category. It would be very helpful if we could get some of that data and improve the splitting of the transactions based off that info to improve the analysis of our spending.

Need to see account balances of bank accounts and credit cards in addition to transactions in one CSV for AI financial analysis.

There should be a search bar, prominent in the app/transactions page where you can quickly search all transactions with easy filters that don't require the powerful edit. That should remain ideally for a more detailed look, this is a quick and dirty.

I would like to be able to create a manual transaction in advance of the transaction occurring and have the incoming synced transaction automatically "merge" into the manually created transaction. This is a great feature that YNAB has that allows me to proactively manage my finances. Use Case: I make a purchase on Amazon for $15. In the moment, I already have Lunch Money open so I decide to just throw the transaction in since I can categorize it right then and there. Later, when the transaction syncs from my credit card, it should automatically detect that I created a manual transaction and "merge" the incoming transaction details with the manual details.

Right now if you transfer money from one account to another, it groups the transactions and shows the amount as 0. Transfers should display the total amount transferred so that anyone can look at the transactions page and know what's going on, without clicking on a transaction to see the amount transferred.

I'd like split transactions to automatically be grouped or to display differently. I split transaction to categorize them differently, but I'd still like to see the original transaction amount. In YNAB, the splits show up like a "sub-transaction" that can be expanded or hidden underneath the original transaction. This would be a great way to display split transactions. As it is now, I have to split the transaction and then group those transactions back together. Then the group and split transactions show up in searches. It's really confusing.

Use case I want to enter a new transaction that is just slightly different from another similar one. I could right click on the transaction / select it and go through the normal transaction creation process, but with the original transaction's data prefilled.

The default presets (split in half, split by custom) don't make it easy for the following common scenario: Split transaction, set one transaction to a fixed amount, split the rest

Currently, when a user manually categorizes a transaction, LM automatically creates a strict "matches" rule for that _exact_ payee. It would be nice to have a little temporary "new rule created" popup/toast that describes/shows the rule (e.g. "[payee] matches -> [category]"), ultimate with ability to quickly edit/delete the rule while staying on the page (e.g. modal). For one, this would help the user learn about something that is happening "in the background" when they perform the action, helping them understand the software quicker. But mainly, I'd like to quickly edit that rule a lot of times. A lot of times I want it to be more general (e.g. changing automatically created "matches" rule for "Panda Express #1091235" payee to "contains" and "Panda Express"). Being able to subsequently apply it (for all matching transactions) would be great, too. --- Note: I am brand new to LM today, but I imported all of my 2023 transactions from 2 credit cards using CSV import. The experience was great overall, but I did keep a tab open with "Rules" so that when I knew a "matches" rule was going to be created and I wanted to make it more general ("contains", etc.) I would: (1) categorize the transaction (2) switch to Rules browser tab, refresh the page, then type in the payee (aka find the new rule) (3) edit the rule & apply it (usually a more general "contains" version of the rule) (4) switch back to my Transactions browser tab, refresh the page, and repeat the process

I return a lot of my online purchases. I want to know if a seller has refunded me appropriately. The problem is that sellers typically refund days after I return. My current workflow is to create a reminder and manually check it on Lunch Money. It would be awesome if I can create an alert on Lunch Money so it will trigger if I'm not refunded within a time frame.