Categories, Tags

I contribute a set amount to my IRA every month. I want this transaction to show up as an expense in my Spending Breakdown - I want to see that I'm sending money here every month. But at the same time, I don't want this to count as an expense in the "Period Summary" - I want my "Savings Rate" to reflect how much my net worth is growing over time and I want to track that savings rate on a monthly basis. I could mark the category as "exclude from totals", but then it won't show up in my Spending Breakdown. And if I don't mark it as "exclude from totals", it shows up in the spending breakdown as I'd like but it's counted as an expense for the savings rate calculation. One possible solution is the ability to mark the category as "savings" - these categories would show up like an expense in the spending breakdown but not count as an expense (or be tallied separately somehow) in the period summary. There might be other similar solutions that achieve roughly the same thing.

It would be super useful to apply the full range of colors for tags

If you're attempting to use the API, it's helpful to be able to easily pull category IDs from the UI. Right now there isn't a way to do this. Would be great if there was an "ID" on this page.

90% of the categorization I'm doing is solely based on the merchant - it's easy enough to create a rule from a transaction but it is tedious modify the rule to not include the payment amount or the specific account I'm paying from, especially when working through a lot of transaction. Adding a quick categorization option would be super useful.

Allow tags to exclude transactions from budget or total or be treated as income the same way Categories work

This helps most during the onboarding phase. The set of “auto-categories” is great for helping a new user to start getting their arms wrapped around the volume of data. However: Transactions are not always categorized properly, sometimes entirely. In addition it appears you can only “re-run categorization” once to get a modal showing just the transactions for a newly created category; if you run it a second time you are shown all transactions left to categorize. When the modal pops up it does not contain information about what the category is meant for, i.e. the description that helps a user statelessly determine what is meant for this category (“Does this insurance category include pet insurance? What did the description say again?”). For me this results in this process: Open three separate tabs: Categories, Auto-Categorization Settings, a second Auto-Categorization Settings. In one of the Auto-Categorization Settings tabs, select a single “missing” category to create. Click “re-run categorization”. In the second Auto-Categorization Settings consult the description to make accept/reject decisions in the first Auto-Categorization Settings tab. If none of the transactions match: go to the Categories tab and manually delete the newly created category, as it’s not applicable to my set of transactions. I find myself wincing a bit every time an auto-category turns out to be inapplicable to my scenario as I’ve got to go make a context switch, find the category in the Categories tab, and click extra buttons to clean it up. Being able to preview what LM thinks belongs in the category before creating it would help a lot . For extra points, being able to tell LM “none of those transactions fit” and clear it from “missing” categories while deferring the context switch for manually categorizing would be great.

I have categories like groceries, bills, date night that always involves me an my partner and so they all have the same tag being "both" which means its a joint expense. It would be more efficient if we have a toggle option to allow specific categories or category groups to be auto-tagged to one or more tags.

At the moment if a category is part of a category group, its properties can only be inherited from the category group properties. It would be ideal to be able to set/unset properties from specific categories in a group. E.g. if I don't want to have food delivery added to the budget and/or totals of the food category group

I am editing my categories. I am interested in which categories to drop - i.e. with very few transactions. So I need to click on the "view transactions" for each category. It would be useful to have a column that lists the # of transactions for each category.