Overview

I would find it more intuitive to see how money 'flows' from income to expenses, and a Sankey diagram has been helpful for me in the past.

A client wanted to get budgeted ahead using the envelope method, so against real dollars, not projected. When we put money into the next month's budget, there is nothing in the current month showing how much is left. Future budgeted money still shows as budgeted in the current month. Thus, if we then budget it in the current month, since it says it is there to budget, we are now planning to spend the money twice. We think a software change needs to make this work; there is no practical shift. Current month available = available at the start of the visible month - budgeted in this month - money budgeted in the future. Notice the accounting for (money budgeted in the future) coming out of the month before, commonly this month. Without this feature, the system feels like it is resisting traction. P.S. We know some people put next month's money into a big category and then transfer it out. Different months have different funding requirements. The big category works better for excess income than more optimized budgets. That would be true with aggressive goals as well as with tighter finances.

On the Overview page, support the option to set a default view, eg. "Last month", "This month", "Last 6 months", etc. instead of showing the current period by default. Also allow setting a specific day as the "first day". For example, if income is expected on the 25th of the month, it would be great to be able to set the the view to start on the 25th (eg. 25th of August to 25th of September, etc.). Or add an option "Current budget period" to reflect custom budgeting periods.

Several of my accounts (e.g., CIBC accounts) have sync issues and are marked with a red “Relink” status on the Accounts page. However, the Overview section under "Accounts Overview" on the home page does not display any indication of these sync problems. This can be misleading, as it appears that all accounts are active and syncing properly. It would be very helpful if the Overview section also showed a warning or icon for accounts requiring attention (such as "Relink"), so users are aware of issues without needing to manually check the Accounts page. Thanks!

Add a general notes field in Lunch Money, perhaps on the Home > Overview page, to be able to jot down quick personal notes or reminders. This wouldn't be locked to a specific period or date range. Ideally, add a "Last edited on" date as well, to help remember when the note was written down / last updated.

I Like to see the Net income (Total Income - Total Expenses) as a Graph and also showing last month net income for the same date. Ex: If I see the graph on 13th Jan, I will see the net income till 13th Jan vs 13th Dec. This helps in seeing how I control the expenses compared to previous month. Mint has this feature on the landing page once you login. It instantly gives a good summary

I went ahead to setup my accounts using the web app, and then when I open the Android App on my phone, even if I refresh, or close and open the app again, in the Accounts overview I see account names inconsistent with those in the web app. I have to swith to a different budget an back, to get my account names updated

Right now, I can select the group criteria in the Accounts setup page, which I find very useful, to group by Insititution instead of account type. But I cannot reproduce this smae grouping (and ordering, by the way) in the Accounts Overview card. It is fixed to group by type

On the Overview page, the accounts listed in the Accounts Overview section are grouped by type, then sorted in descending order by amount. It would be great to be able to customize and sort by account name, and choose ascending/descending).

I have many accounts but many of them are dormant. Accordingly just take up visual space and make it harder to find the accounts I use everyday. An option to separate these two groups (e.g. like with real estate now) would be helpful.