Budget

Support zero-based, or the envelope method of budgeting

At the bottom of my budget I'd love to see the total budgeted for the month, and even possibly set a budget so I can split it across my categories

On the Finances > Budget view, it would be so helpful if my income and my allocations were totalled up so I saw how much I could increase or decrease budgets so they're almost equal to income. Pictured is a screenshot of Mint. This lets me know that I have $629 unallocated that I could put towards a goal. Having to sum it manually in LunchMoney is very tiresome.

Would be super useful to be able to set budget alerts for specific budget items. For example, if you have a category in your budget that is discretionary like restaurants, you could get an alert for the month letting you know when you hit a percentage of the planned expense.

I'd love to be able to plan & enter my budgets over a whole year, instead of going one month at a time. See attached for an example of a common spreadsheet format.

I really like the rollover feature that is available when setting a budget for a month. However, when you set a budget with a rollover, the rollover portion still counts towards the total budget for the month. This makes it so that when saving up for larger expenses (car repairs, home renos, etc), the budgeted amount each months continues to grow and grow and grow and the "Net Budgeted" for the month becomes a large negative value. If the rollover amount didn't actually count to this months budget, then this wouldn't happen. I think this makes sense because the rollover portion of the budget was accounted for in the previous month's budget and therefore should not count towards this month's budget as well. I feel like this could easily be implemented by having a "Rollover" column in the budget view where the amount is not editable but can be toggled on or off for each category.

I'm out with my wife and she wants to buy our friend a $60 gift. Do we have the budget for that? I'd love a mobile friendly view to quickly check how our budgets look for moments like these. Something like what Mint has, but with Lunch Money's much improved look and feel that it has elsewhere :)

Allow an option to auto-set the budget indefinitely to a specific value. Ability to apply a set budget for multiple months at once.

I would love for certain categories to be able to budget an amount for the year, rather than inputting month by month.

I start a new budget at the beginning of each year, so I don't want any amounts rolling over from December of one year to January of the next. It would be great to have a one-click solution to reset the rollover amount of a single budget or for all budgets (that have a rollover) to $0. Mint has a reset button that you can click for each individual category to reset the rollover to $0, so I'm looking for the same thing, plus the ability to click only once to reset all rollover amounts to $0.