Budgeting large purchases
Allow support for one-off budget increases for planned expenses like down payments, vacations, or other large expenses. Maybe this could be tracked on an annual or more holistic basis. This relates to Savings and goals ( https://feedback.lunchmoney.app/general-feature-request/p/savings-and-goals ) but can also help when you already have the money saved for the purchase (it's no longer a goal to track, but a planned expense by that point.
Include budget in breakdown projections
If you have a budget set for a month, I would love the option to show that alongside the reoccurring spending projections for a more realistic view of surplus funds per month!
Red colored budget bar to show over spending
The ability to color code your Budget Breakdown to allow for easy glancing at which categories are over budget or close to going over. ——— Could be organized by the following: Green Bar = Under budget Yellow Bar = Close to going over Red Bar = Over budget
I'm using lunch money for both business and personal budgets. I set it up so that I have a "Business" tag and a "Personal" tag, as well as business / personal categories. I'd love to be able to have two separate budgets and be able to see Income vs Expenses based on categories or tags. I set up a view in Analyze queries, but I love the visuals & planning aspects of the budget page. Same for the Home Page, I'd love to be able to have multiple views or data sets (like Analyze) to see all categories/tags in one or individually as far as what's come in already and what's predicted.
Spending Breakdown: Overtime projections
If I set a date range where the end date is in the future, it would be nice for recurring revenue to be calculated up to that end date so I can know what to expect (e.g., Jan 1 to Dec 31 would give me projections for the rest of the year). Currently, it only displays the values for the coming month. This is specifically suggesting it for the Spending Breakdown & Period Summary.
Cash Flow Project
Would like to expand budget to be able to serve as a cash flow projection as well
Increase visual distinction between categories and the group they live in
On the budgets or categories table, the group rows look the same as the standard category rows, making it difficult to parse. It would allow me to more quickly scan the list of budgets / categories if the category groups were more visually distinct from the child / ungrouped categories. Possibly give the group a heavier font weight or use a different background color for group rows. I've mocked up a quick example of what mean. Thanks!
Monthly Spending Trend vs. Previous Month
Would like to see this type of graph to see how the current month's spending compares to last month's spending. What's the trend? Are you trending higher or lower than last month. This helps me determine how quickly I'm spending my budget and whether I need to throttle back spending or have wiggle room to spend more. A column or some sort of indicator in the Budget view would also suffice. But some sort of indicator of current spending indicator.