I will personally never want this rule, never want these emails and treat them as spam (which impacts LM's ability to email customers. I'll spare you the lengthy explanation of email reputation systems but it can lead to providers blocking emails) And I imagine I can't be alone here.
Yet any time I create a new account, a new rule to email me new transactions gets automatically set up. Usually I forget to delete it until I start getting the emails. All of this is a complete pain and bad user experience. Please create a setting we can turn on which says to never generate this rule for those of us who do not want these emails.