The overview's Projected Net Income and Projected Savings Rate do not take the budget into account. Both are pulling from recurring expenses and from current transactions instead of from the budget, which results in a misleading, inaccurate projection.

To be a useful, accurate projection, it would need to be based on whichever is higher, either:

a. a combined total of recurring expenses and current transactions for the month

b. budgeted expenses

However, recurring expenses + current transactions is still a useful number that could be described as "unspent income from this month" or something like that. That would be a helpful number to display on the budget page.

To clarify, I propose that the formula should be something like this:

the projected net income = non-recurring income acquired + recurring income acquired + recurring income remaining - total expenses - budgeted expenses

Similar but different idea: https://feedback.lunchmoney.app/overview/p/show-budgeted-amount-in-period-summary-for-comparison