Problem: Currently, Projected Expenses only accounts for Remaining Recurring Items (fixed bills). For users who utilize a Zero-Based Budgeting approach, this creates a "False Hope" surplus in the Projected Net Income widget because it ignores unspent funds already allocated to flexible categories (Groceries, Gas, etc.).

Proposed Solution: Add a toggle in the Budget Settings to change the calculation logic for Projected Expenses.

Option A (Current): Projected Income - Remaining Recurring Expenses

Option B (Requested): Projected Income - Total Budgeted Expenses

Goal: This would allow the Period Summary to match the Left to Budget reality, ensuring that if $1,000 is budgeted for food, it is treated as a "projected expense" from Day 1 of the month.