I like the "show against budget" view but I don't like how I have to set budgets for obscure categories in or else I see "No budget set. Set budget now" many times.

If there was a way to see total spend visually for the categories that I'm not too concerned with (instead of having to set arbitrary budgets for them ) I feel there would be a lot less visual clutter for those who only want to set budgets on the most important categories.

Also because certain categories simply don't make sense to set a monthly budget on (Like let's say, credit card rewards)