Include credit card cycle date and billing date
E
Everton
When creating a new account of type credit card, it would be nice to be able to add it's cycle date and it's billing date.
- Cycle date - is the day in each month from where the balance of the statement is computed because not all credit cards statements go from first to last day in the month.
- Billing date - the day that the balance of the credit card is due - can be used for auto debit from a linked cash account
For example, a credit card statement that goes from the 10th of a month to the 9th of the following month and has its payment due on the 15th of the following month.
So when filtering the credit card, it'd automatically show the ongoing card cycle on the period of the card rather than on the full month from first to last.
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Din from Lunch Money
Merged in a post:
Show last statement balance, statement date and due date for credit cards
K
Kellen
For synced credit cards, Plaid's Liabilities data includes the last statement balance, statement date, minimum payment and next due date. Please show these on the account page and in the v2 API's account data.
Use case: I pay every card in full each month and work out how much to move into checking before autopay runs. The current balance includes charges made after the statement closed, so it's the wrong number for this.
A
Alex K
We need this.
Be able to filter credit card transactions per cycle.
U
Udayashankar Tharavanat
I agree, It would be great to include these options.
Din from Lunch Money
Merged in a post:
Support for card due dates, balance due, etc
R
Rachel Hunt
Ability to see credit card due dates, min balance due, and other important information in recurring items. A different app had this feature and it was great to be able to see all that information in one spot.
R
Ron
I agree with the comments. Seeing the statement balance would be helpful to know that my checking account has sufficient funds.
D
Dustin Dauncey
Interest rates and things like that may be helpful too for sort of having all the meta data on the account in one spot.
K
Kevin
This would definitely help with credit card transactions management.
K
Kellen
It would also be great to show your next statement balance along with the total balance. Plaid supports this: https://plaid.com/docs/api/products/liabilities/#liabilities-get-response-liabilities-credit-last-statement-balance
Also supports fetching the next payment due date: https://plaid.com/docs/api/products/liabilities/#liabilities-get-response-liabilities-credit-next-payment-due-date
J
Justin
The payment due date and being able to check it off the calendar or list is a great feature that Mint had.