Feature request: Credit card utilization tracking
S
Stan
I switched from Budge specifically because I wanted a cleaner app, but had to go back because Lunch Money is missing one critical feature: credit card utilization tracking.
What I need:
- Ability to set a credit limit for each credit card account
- Display of current utilization % (balance / limit)
- Overview widget showing total credit utilization across all cards
This is a standard feature in personal finance apps. BudgetBakers, Budge money pro shows a beautiful Credit Limits Utilization widget with a donut chart displaying total balance owed vs total credit limit, and per-card breakdown.
For anyone managing multiple credit cards, knowing your utilization % at a glance is essential — both for financial health and credit score management.
The current workaround of manually calculating (balance / limit) is not acceptable for a daily-use finance app. Please add credit limit field to credit card accounts and utilization % to the Overview page.
Log In