Just having a saving category in addition to income and expenses when budgeting would be more useful and also allow someone to do this. I could create a savings budget line item. Then that would be reflected in my savings rate. Right now it seems like the only way about it is to make savings an expense.

Something like this other tool would be a great addition for lunchmoney https://projectionlab.com

I'm also looking for this feature!

I'm new to Lunch Money (coming from YNAB) and would love a feature like this. Any chance it's in the works?

I would love to have a place where I can create finance goals. This would be super helpful.

To add to this, it would also be nice if the goal could be set to a specific currency, not only your main currency.

This will aid in knowing how much you need if you are going overseas. for example.

I decide to go to Japan next year, and after researching i determine that i need 1,000,000 JPY. however, given the currency fluctuations when the date arrives i might need more or less of my own currency to fulfill the goal (and it might be a big difference).

So seeing my goal in JPY (even if i designate money in my currency) will be more acurate.

Yea this is how I used YNAB and it makes total sense.

In fact I'm a bit surprised and worried that lunchmoney doesn't do it. I wonder if I'm missing a core usage philosophy.

When is this going to be released ?

You may have seen this before, but I think Betterment has a pretty elegant solution for saving planning. They incorporate interest/market growth more, but the general idea of combining one-off large deposits with monthly contributions and a time horizon helps you easily see if your plan will let you save effectively. They have a few investment calculations that wouldn't be needed in Lunch Money's case as well.

Part of what they do is allow you to set individual "goals" within one savings account. This allows you to track progress against each goal, but also have an overflow "general savings" account for unassigned funds.